Har pai ka hisaab. PaiYo reads the bank, card and UPI alerts on your phone and turns them into a categorised spending log, automatically. No typing in every payment.
- Budgets that start from your bills and usual spending, with a nudge before you overspend
- Bills and credit-card billing cycles, with reminders before they're due
- Savings, cards, deposits, mutual funds and NPS in one place, with balances and net worth
- Reads card statements and mutual fund and NPS statement PDFs
- Excel export, your own Google Sheet, and backups to your own Google Drive
Private by design
Everything is worked out on your phone. PaiYo has no server, no account, no ads and no tracking.
- Your data is kept in an encrypted database whose key never leaves the phone
- The text of each bank alert is deleted after 30 days; the transaction stays
- Backups are encrypted with a passphrase only you know before they reach your Drive
- Optional app lock with fingerprint, face or screen lock
Read the privacy policy.
Availability
PaiYo is in a private trial. Contact: app.paiyo@thevoltdesk.in